Terms & Conditions

These Terms of Use ("TOU") represent a legally binding agreement between Bingo Billions ("Bingo Billions," "we," "our," or "us") and you. Alongside the TOU, the Privacy Policy (available at https://www.bingobillions.com/privacy-policy) ("Privacy Policy") and the applicable Rules of Play (available at https://www.solitairesmash.com/rules-for-promotions), collectively referred to as the "Terms," govern your access to and use of products, games, features, content, and other services offered by Bingo Billions via websites, PC/mobile applications, or any other platforms or devices (collectively referred to as the "Services"). The Services also include the Bingo Billions website, located at https://www.bingobillions.com (the "Website").

BY ACCESSING AND/OR USING THE SERVICES (INCLUDING THE WEBSITE), CREATING AN ACCOUNT (WHICHEVER IS THE EARLIER TO OCCUR), AND, AFTER ANY CHANGE OF THE TERMS, BY CONTINUED USE OF ANY OF THE SERVICES, YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS IN THEIR ENTIRETY.

Please be aware of the arbitration clause in Section 13.2 and the class action waiver in Section 13.3. Except as prohibited by law, these provisions require you to arbitrate claims against Bingo Billions on an individual basis. Arbitration means that a judge or jury will not decide your claims, and you are not permitted to bring claims as part of a class, consolidated, or representative action. Arbitration is mandatory and the sole remedy for disputes unless otherwise specified or you opt out. Section 13.2 also stipulates that any judicial proceedings between you and Bingo Billions must occur in Delaware. By using the Services or creating an account, you agree to the maximum extent possible under the applicable law, that any claim or dispute arising from or relating to the Terms or the Services will be resolved per Section 13.

If you disagree with any part of the Terms, including the Privacy Policy, TOU, or Rules, you must not create an account, and you must cease using the Services, including the Website.

Bingo Billions retains the right to modify or update the Terms at its sole discretion. Certain Services may also include additional terms, which will form part of the Terms.

When engaging with the Games as defined below, you may encounter Promotions (defined below). By participating in or accepting any Promotion, you agree that it will be governed by the Terms and that certain Personal Information (as described in the Privacy Policy) may be used.

Bingo Billions' affiliates are third-party beneficiaries of this agreement and will enjoy all rights and privileges granted to Bingo Billions under this agreement without liability.

Throughout these Terms, "including" means "including but not limited to."

You must be over the age of 18 to continue. Our game is designed for entertainment purposes only, not as a form of reliable income.

1. Use of Services

1.1 Bingo Billions provides an online platform for mobile gaming challenges, cash competitions, and tournaments through applications, tools, and services. These offerings are accessible via the Website and downloadable Games.

1.2 To utilize some Services (such as participating in Games or tournaments), you may need to download software and/or mobile applications (together with the content included therein, any associated documentation, and any application program interfaces, license keys, and patches, updates, upgrades, improvements, enhancements, fixes and revised versions of any of the foregoing, (collectively the “Software”)), and set up an account (“Account”). Your use of the Software, Games, and Account is subject to the Terms.

1.3 When setting up an Account, you must provide accurate, complete, and up-to-date information ("Account Details"). If your information changes, you are required to update your Account Details accordingly. Further Account requirements are detailed in Section 4.

1.4 Bingo Billions reserves the right to suspend, terminate, or deny access to the Services (including any Game) for violations of the Terms, with or without notice an liability. Account termination does not exempt you from the Terms, which will remain applicable. It is clarified that our unilateral termination of your Account shall not relieve you from the Terms and that even following such termination you will continue to be bound by the Terms.

1.5 Accounts are personal and limited to one per individual. Additional Account provisions are outlined in Section 4.

1.6 All Games and the applicable competitions and tournaments offered in connection therewith, are games of skill. Winners from users who enter a tournament or competition of each Game are determined by the objective criteria and other applicable documentation and criteria associated with each Game, including Historical Player Data (defined below). The winners of each tournament or competition will be those who best use their relevant skill and knowledge to accumulate the winning score or points according to the corresponding Rules. The Website, Services, Games or competitions and tournaments offered in connection therewith may not be used for any form of illicit gambling. The winners of each tournament or competition may be entitled to cash compensation (as set forth in the Rules), Bonus Funds (as defined below) and/or Virtual Items (as defined below).

1.7 Promotions, contests, sweepstakes, and special offers (“"Promotion") may be offered periodically. Such Promotions are governed by the Rules, which should be reviewed before participation.

1.8 Bonus Funds may be offered as part of the Services and are also governed by the Rules.

1.9 Virtual Items offered through the Services are governed by the Rules.

1.10 You must be at least 18 years old or the age of majority in your jurisdiction at the time of participation to use the Services, create an Account, or participate in Games or Promotions. Accounts created by anyone under 18 are unauthorized and violate the Terms. Proof of age may be required at our sole discretion, and failure to provide it or inaccurate information may result in account closure.

1.11 By accessing the Services and/or otherwise using the Website, you represent and warrant that you (a) are over the age of eighteen (18) or the age of majority in your jurisdiction at the time of entry and permitted according to the laws which apply to you to engage with us according to the Terms, including using the Services, (b) have the legal power to form a binding contract with Bingo Billions according to the Terms, (c) are physically located in a jurisdiction in which the use of the Services (including the Games and the competitions and tournaments made available through the Services) you select is unrestricted by law, and (d) agree to at all times abide by the Terms. IF YOU DO NOT MEET ALL OF THESE REQUIREMENTS, YOU MUST NOT ACCESS OR USE THE SERVICES, AND WE MAY SUSPEND OR CLOSE YOUR ACCOUNT WITH OR WITHOUT NOTICE.

1.12 Related Persons may not play in any public competitions and tournaments, nor participate in Promotions, hosted through the Services. A “Related Person” is a person who is employed by or otherwise providing to Bingo Billions any services, holds any office or position with the Bingo Billions, persons involved in any way in the creation or management of any Promotions and/or any Immediate Family Members (an “Immediate Family Member” is any domestic partner or relative of the employee who resides at an employee’s residence, including but not limited to parents, grandparents, in-laws, siblings, spouses, and children, whether the relationship is by birth, marriage or adoption) are not permitted to play in any public competitions and tournaments or participate in Promotions hosted through the Services.

1.13 Participation is void where prohibited by law.

2. Change of Terms and/or Services

2.1 Bingo Billions reserves the right to amend or update the Terms at any time. Changes will take effect immediately upon notice, which may be provided through the Website or other means. Continued use of the Services constitutes acceptance of the updated Terms. If you disagree with the changes, your sole recourse is to stop using the Services.

2.2 Bingo Billions reserves the right, at any time and at its sole discretion, to change, modify, terminate and/or withdraw all or part of the Services (including any Game, Promotion, competition or tournament) and you confirm that Bingo Billions will not be liable in connection with such change, modification, termination and/or withdrawal, and/or any time in which the Services are not available, for any reason.

3. Software, Device and Device Data

3.1 Using the Services requires compatible hardware and an internet connection. You are responsible for any associated costs, such as internet or mobile fees.

3.2 Using the Games and Services requires an internet connection to our servers and certain hardware (such as a device to which Games will be uploaded or through which the Website will be used (“Device”)), and we may need to collect certain information from you and your internet provider and the Device you use in order to make the Games and Services available to you. Such data may include data pertaining to your hardware system profile data, internet connection data and any other data related to the operation of the Services from any device that logs onto the Services using your Account.

3.3 We may, at our sole discretion, choose to provide technical support for the Games from time to time. This support may require remote access to your Device. Additionally, we may update the Games or apply patches, updates, and modifications remotely without your prior knowledge. By using the Games, you consent to these actions. You acknowledge that if remote access to your Device is not possible, the Games may cease to function, which could prevent you from accessing the Services, including participation in competitions or tournaments, even if you have already registered. Our access to your Device is strictly governed by our Privacy Policy and will be limited to (a) providing technical support, (b) updating the software, and/or (c) verifying your location for skill-gaming regulatory compliance.

3.4 Bingo Billions does not guarantee compatibility with all devices. You are solely responsible for obtaining and maintaining compatible devices necessary to access and use our Services (including the Website and any Game), as updated from time to time.

4. Registration of Your Account

4.1 Account Creation

To set up an Account, you must provide the following details as part of your registration: (a) a unique username and a code sent via SMS; (b) contact details, including your name, phone number, and email address; (c) payment and billing information; and (d) any other required information specified in the registration form or requested in connection with your Account.

4.2 AML/KYC Procedures

Bingo Billions enforces anti-money laundering and know-your-client procedures ("AML/KYC"), which form part of these Terms. As part of these measures, Bingo Billions may verify your identity and the information you provide. This may include requesting additional details and documentation, such as a scanned copy of a valid ID. If deemed necessary, Bingo Billions may ask for further documents at any time. You agree to update your information as required and provide any additional details requested to help prevent fraudulent or illegal activities or to comply with policies we implement. By providing your information, you consent to us sharing it with third-party verification services as permitted under the Terms. We reserve the right to investigate your Account at any time to ensure compliance with these Terms and our AML/KYC Policy. If we reasonably suspect that you have engaged in fraudulent, illegal, or improper activities, including money laundering, we may immediately suspend or terminate your access to the Services and block your Account.

4.3 Accuracy of Account Details

By registering an Account, you confirm and guarantee that the details you provide are accurate, complete, and up to date. You agree to update your Account Details as necessary to ensure accuracy. If at any time we determine that the information you provided is incorrect or incomplete, or if you fail to update it when required, we may, at our sole discretion, suspend or terminate your Account.

4.4 Single Account Policy

You are allowed to register only one Account and cannot access or use multiple Accounts simultaneously. You agree not to create multiple identities, false personas, or additional Accounts, nor register an Account on behalf of another individual. Additionally, you may not use bots or automated programs to manipulate or defraud the system. If you attempt to create multiple Accounts, we reserve the right to suspend or terminate all associated Accounts.

4.5 Account Ownership and Restrictions

As the Account holder, you are solely responsible for complying with these Terms and are the only person entitled to its benefits. You may not:

(a) allow others to access your Account,

(b) permit others to use the Services through your Account, or

(c) transfer or share Winnings (as defined below) with another individual or Account. Winnings earned from competitions and tournaments are non-transferable.

4.6 Account Security and Responsibility

You are solely responsible for all actions taken under your Account, whether by you or an unauthorized third party. It is your duty to maintain the security of your Account Details and not share them with anyone. You must prevent minors, including family members, from using your Account. If you leave your device unattended, others may access your Account, so you should always keep your device secure and locked when not in use. We are not liable for any misuse or abuse of your Account due to your failure to safeguard your login details.

4.7 Account Suspension and Termination

We may, at our discretion, limit, suspend, terminate, or modify Accounts, restrict access to Services, or block access to Games and the Website if we determine that an Account has been involved in illegal or improper activity.

4.8 Login Information and Security Measures

In relation to your Account and login credentials, including passwords and any security features such as unique codes or Multi-Factor Authentication, you agree to:

4.8.1 Keep your Account and login credentials private, not share them with others, and ensure the security of your Account.

4.8.2 Notify us immediately at legal@bingobillions.com if you suspect or detect any security breach, including the loss, theft, or unauthorized disclosure of your login credentials or unauthorized access to your Account. You also agree to update your login details if needed.

4.8.3 Prevent individuals under the age of 18 from accessing your Account and take full responsibility for any unauthorized use by minors.

4.8.4 Be solely responsible for any transactions made through your Account using your credit card or other payment methods (e.g., PayPal), including any unauthorized transactions.

5. Compliance With Laws

5.1 You acknowledge that your participation in the Services, Games, Promotions, and/or Winnings ("Gaming Laws") is subject to various rules, regulations, and legal requirements. These Gaming Laws govern aspects such as sweepstakes, contests, and tournaments involving entry fees and/or Winnings, and they are established by each individual state, country, territory, or jurisdiction.

5.2 You are advised that accessing the Services, including specific competitions and tournaments, may be illegal in certain jurisdictions. We do not knowingly offer competitions or tournaments to users in any jurisdiction where such activities would violate its Gaming Laws (each referred to as a "Prohibited Jurisdiction").

5.3 To the best of our knowledge, the following U.S. states are considered Prohibited Jurisdictions: Arizona, Indiana, Iowa, Louisiana, Maine, Michigan, Montana, and South Carolina. We reserve the right to designate additional Prohibited Jurisdictions at our sole discretion.

5.4 The above list of states is not a legal opinion provided by us, and we assume no liability in this regard. It is solely your responsibility to determine whether the laws of your state, country, territory, or jurisdiction classify it as a Prohibited Jurisdiction. If you are located in any Prohibited Jurisdiction, you are not permitted to participate in competitions or tournaments.

5.5 We reserve the right to monitor the location from which you access the Services. If necessary, we may restrict access from any Prohibited Jurisdiction using tools such as, but not limited to, geolocation detection.

5.6 You are entirely responsible for complying with all applicable laws, including Gaming Laws and municipal, state, and federal regulations in the city, state, and country where you reside and access the Services, including the Website and Games. Services, competitions, tournaments, Promotions, and Winnings are void where prohibited or restricted by law.

5.7 Your participation in the Services, including competitions and tournaments, is at your own risk. You agree not to hold us liable if your jurisdiction’s laws prohibit or restrict your access or participation.

5.8 We do not make any express or implied representations or warranties regarding the legality of your use of the Services, including participation in any competition or tournament. Additionally, no individual affiliated with us, or claiming such affiliation, has the authority to provide any such representations or warranties.

6. Fair Gaming and Prohibited Use

6.1 You affirm to us that: (a) you will utilize the Services (which includes the Website and any Game) only for legal purposes, in accordance with applicable laws and the Terms; and (b) you will not partake in any activities that are questionable or prohibited under these Terms, including but not limited to those mentioned in this section ("Prohibited Activity"). You are solely accountable for all your actions (including any Prohibited Activity) in relation to the Services (including the Website and any Game).

6.2 You affirm to us that you will not (and will not allow any third party to): (a) take any action, or (b) make available, download, upload, submit, post, or otherwise distribute or facilitate the distribution of any content or User Content (as defined below) that: (i) is illegal, threatening, abusive, invasive of privacy, harassing, defamatory, libelous, false, deceptive, fraudulent, misleading, untruthful, tortious, obscene, offensive, pornographic, or otherwise inappropriate, as determined by Bingo Billions in its sole discretion; (ii) infringes, misappropriates, uses or discloses without authorization, or otherwise violates any rights (including proprietary rights) of any third party; (iii) violates any rights of publicity or other rights (including intellectual property rights) of any person or entity, or any law or contractual obligation, including those related to data protection, anti-spam, and privacy laws and regulations; (iv) involves commercial activities not expressly permitted by Bingo Billions; (v) contains harmful or malicious software, computer codes, files, or programs designed to harm, disrupt, interfere with, or limit the functionality of any software or hardware, or that facilitates unauthorized access to any system, data, password, or other information of Bingo Billions, its users, or any other individual or entity; (vi) uses or operates any automated system (including “robots,” “spiders,” “offline readers,” etc.) that accesses the Services in a prohibited manner (such as sending an excessive number of requests to Bingo Billions’s servers compared to what a human can generate within the same timeframe using a standard web browser); or (vii) impersonates any individual or entity, including employees or representatives of Bingo Billions. You will be solely responsible for the content you make available (by uploading or other means) or use through the Services.

6.3 You affirm to us that you will not:

6.3.1 Engage in any activity that disrupts, damages, or undermines the operation of the Services (including the Website and/or a Game), or that could lead to such disruptions;

6.3.2 Engage in any activity deemed unfair when participating in the Services or using the Games, such as opening and/or using multiple Accounts, using unauthorized or modified software or hardware (including Devices) to gain a competitive advantage, or colluding with other players (e.g., intentionally losing rematches in competitions or tournaments);

6.3.3 Transfer funds between accounts unlawfully. You specifically affirm that the source of funds used by you in the Services (including the payment of any Fees and Entry Fees) is legitimate, and that you will not use the Services as a money transfer system. You further affirm that you will not use the Services for any illegal, fraudulent activity, or prohibited transactions (including money laundering) under applicable laws, including those of Israel, the United States, or the European Union;

6.3.4 Harass other participants, post inappropriate material, use objectionable methods, or violate the Terms;

6.3.5 Circumvent or violate security measures implemented in the Services (including compromising the integrity of any account);

6.3.6 Engage in any action (whether using automated technology or otherwise) that unfairly alters your chances of winning or constitutes fraudulent activity;

6.3.7 Violate any applicable export and sanction laws and regulations ("Trade Controls"). You may not, directly or indirectly, (a) use, export, or transfer any part of the Services or related materials in violation of these Trade Controls; or (b) use funds received from any sanctioned territory or entity under the Trade Controls. The Trade Controls prohibit the use of the Services by anyone located in, controlled by, or residing in any country or territory targeted by sanctions under the relevant legislation. The Trade Controls may also restrict the use of funds received from any individual, organization, or country subject to sanctions. Links to relevant authorities detailing sanctioned entities and territories can be found on the U.S. Office of Foreign Assets Control ("OFAC") https://home.treasury.gov/policy-issues/office-of-foreign-assets-control-sanctions-programs-and-information) and Israel Money Laundering and Terror Financing Prohibition Authority (“IMPA”) https://www.justice.gov.il/Units/HalbantHon/Importantlinks/Pages/LawEnforcementBodiesInfomationIsrael.aspx))

6.4 If you engage in Prohibited Activity or breach any of the Terms, we may (without limiting any other rights or remedies we may have, including pursuing criminal or civil action): (a) terminate your Account and/or block your access to the Services; (b) void and forfeit any Winnings and Promotions you are entitled to; (c) subject any Winnings and Promotions you received to disgorgement and/or recoupment; and (d) report any suspected money laundering or illegal activity to law enforcement and regulatory authorities.

6.5 The Services (including the Website, Games, and Promotions) may provide you with access to certain content and services (including advertisements and links to third-party websites) ("Third Party Content"). We may share data related to you with third parties who offer Third Party Content, as per our Privacy Policy. Third Party Content is provided for your convenience, and your use of it is at your own risk. Bingo Billions does not make any representations or warranties regarding the content, goods, or services available through Third Party Content (even if linked from the Services or Games). Bingo Billions does not endorse any Third Party Content and is not liable for it in any way. Bingo Billions is not responsible for the business practices or privacy policies of third parties providing Third Party Content. Your relationship with these third parties (including how your information is used, stored, and shared) will be governed by their policies, to which we are not a party.

7. Disclaimer of Warranties and Limitation of Liability.

7.1 BY USING THE SERVICES AND/OR ACCESSING THE WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT THE WARRANTY DISCLAIMERS AND THE INDEMNITIES AND LIMITATIONS OF LIABILITY SET FORTH HEREIN ARE FUNDAMENTAL TERMS OF THIS AGREEMENT, AND THAT YOU HAVE CONSIDERED THESE TERMS AND MADE YOUR DECISION TO ENTER INTO THIS AGREEMENT BASED ON THEM.

7.2 TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, BINGO BILLIONS DISCLAIMS ALL WARRANTIES IN RELATION TO THE SERVICES, INCLUDING BUT NOT LIMITED TO:

7.2.1 THE SERVICES ARE PROVIDED "AS IS," WITHOUT ANY KIND OF WARRANTY, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, ENJOYMENT, NON-INFRINGEMENT, USABILITY, QUALITY, RELIABILITY, ACCURACY, COMPLETENESS, TIMELINESS, OR FITNESS FOR A PARTICULAR PURPOSE. THE SERVICES MAY EXPERIENCE PERIODIC INTERRUPTIONS OR DOWNTIME.

7.2.2 BINGO BILLIONS MAKES NO PROMISES OR GUARANTEES THAT THE SERVICES WILL BE FREE FROM INTERRUPTIONS OR ERRORS. WE DO NOT GUARANTEE THE FAIRNESS OF COMPETITIONS OR TOURNAMENTS OR THE ABSENCE OF CHEATING BY OTHER PARTICIPANTS. WE ALSO DO NOT GUARANTEE THAT USE OF THE SERVICES WILL RESULT IN ANY PROFITS, NOR DO WE ACCEPT RESPONSIBILITY FOR ANY LOSSES TO YOUR ACCOUNT.

7.2.3 BINGO BILLIONS SHALL NOT BE LIABLE FOR ANY DAMAGES OR INJURY ARISING FROM THE USE OF THE SERVICES, INCLUDING ERRORS, OMISSIONS, DEFECTS, OR FAILURE TO PERFORM.

7.2.4 Bingo Billions and its affiliates are not responsible for any damage to your device, computer, software, or any related technology, including damage caused by security breaches, viruses, malware, bugs, tampering, fraud, or other technical malfunctions.

7.2.5 Bingo Billions does not take responsibility for any issues arising from the Games you play or your Device, including errors or failures in these Games or your Device. Such issues could result in losses in competitions, tournaments, or the forfeiture of Winnings and/or Promotions.

7.2.6 You are advised to regularly back up content stored on the Services. Bingo Billions expressly disclaims any warranty regarding the Services (including Games and the Website) or any service or content provided through them, including availability, the accuracy of Game statistics, or any technical errors within the Games.

7.3 By accessing and/or using the Services (including the Website), you agree and acknowledge that Bingo Billions' liability is limited as follows:

7.3.1 Under no circumstances shall Bingo Billions, its parent companies, subsidiaries, affiliates, or any of their respective directors, officers, employees, or representatives ("Bingo Billions Entities") be liable to you for any damages, losses, claims, causes of action, injuries, or other liabilities (including, but not limited to, legal fees, special, direct, indirect, incidental, punitive, or consequential damages), related to: (a) the Services (including content you upload or make available, participation in Games, tournaments, or any rights related to Winnings or Promotions); (b) your inability to use, or the performance of, the Services; (c) any investigation related to your use of the Services by Bingo Billions or law enforcement; (d) actions related to copyright holders; (e) User Content or Third Party Content; (f) errors or omissions in the operation of the Services; or (g) any other causes of action, regardless of whether based on warranty, contract breach, tort (including negligence), or any other legal theory, even if the damages or losses were foreseeable, or if Bingo Billions Entities were advised of the possibility of such damages.

7.3.2 Notwithstanding anything to the contrary, Bingo Billions Entities' total liability to you for any damage, loss, claim, cause of action, injury, demand, liability, cost, or expense shall not exceed one hundred dollars (US$100). This limit applies regardless of the number of claims.

7.3.3 If you are dissatisfied with any aspect of the Services, your sole remedy is to stop using the Services. You understand that any damages arising from Bingo Billions Entities' actions or omissions are not irreparable, and you are not entitled to an injunction or restraining order preventing the development or distribution of the Services or other related activities. By using the Services, you acknowledge that you may be waiving rights regarding claims that are unknown or unsuspicious at this time. Accordingly, you agree to waive the benefit of any laws that would limit your waiver of such claims.

7.4 Some jurisdictions may not allow the exclusion of certain warranties or the limitation of liability for specific types of damages. In these jurisdictions, our liability will be limited to the fullest extent allowed by applicable law.

8. User Content and Consent

8.1 Certain features of the Services may enable you to create, upload, submit, share, distribute, or publish content, such as videos, audio clips, text, data, images, personal information, software, or graphics ("Content").

8.2 By creating, uploading, submitting, posting, distributing, or publishing Content on or through the Services ("User Content"), you:

8.2.1 Grant Bingo Billions a global, non-exclusive, perpetual, irrevocable, royalty-free, sublicensable, transferable, and fully-paid license to use, modify, edit, reproduce, distribute, create derivative works from, display, perform, and otherwise exploit the User Content, including in marketing the Services;

8.2.2 Grant each user of the Services a non-exclusive license to access your User Content and use, reproduce, distribute, display, perform, and create derivative works based on that User Content;

8.2.3 Confirm that you possess and will maintain all necessary rights and permissions, including intellectual property rights, for the User Content;

8.2.4 Confirm that your User Content does not infringe upon or violate any laws or the rights of any third party (including copyright, trademark, patent, privacy, or publicity rights);

8.2.5 Confirm that your User Content complies with the Terms;

8.2.6 Acknowledge that Bingo Billions is not obligated to maintain the confidentiality of any User Content and that it is provided on a non-proprietary, non-confidential basis;

8.2.7 Acknowledge that your User Content may be shared with third parties or made public, and that you may be identified publicly in connection with it;

8.2.8 Acknowledge that Bingo Billions may choose not to share your User Content with third parties or publish it;

8.2.9 Agree that Bingo Billions has the right, but not the obligation, to edit, remove, modify, reformat, or translate any User Content, for any reason or no reason at all, without notice, including in response to a claim related to that Content, or if there are concerns about potential violations of the Terms. Bingo Billions has no obligation to return User Content.

8.3 You are not entitled to any approval, compensation, or credit for any User Content (including its distribution or use). To the extent permitted by applicable law, you waive any moral rights you may have in the User Content (such as the right to be identified as the author or the right to object to its use). You acknowledge that Bingo Billions may use a record of your gameplay, performance, and results, which may include your User Content, in future Games, tournaments, or competitions without additional compensation, credit, notice, or approval.

8.4 YOU AGREE TO INDEMNIFY AND HOLD HARMLESS BINGO BILLIONS FROM ANY DAMAGE, LOSS, CLAIM, LIABILITY, COSTS, OR EXPENSES ARISING OUT OF YOUR USER CONTENT, INCLUDING REASONABLE ATTORNEYS' FEES.

8.5 You acknowledge that you may encounter User Content from others, and Bingo Billions is not responsible for the accuracy, usefulness, safety, or intellectual property rights related to that Content. You may come across content that is inaccurate, offensive, or objectionable, and you waive any legal or equitable rights you might have against Bingo Billions related to such Content. Bingo Billions does not monitor or control User Content and is not liable for it. Any use of or reliance on User Content is at your own risk.

9. Intellectual Property Rights and License

9.1 The Services, Games, competitions, tournaments, Winnings, Promotions, Virtual Items, Third Party Content, User Content, and software, images, text, graphics, illustrations, trademarks, service marks, copyrights, photographs, audio, videos, music, logos, symbols, trade dress, and designs (including associated intellectual property rights) are owned by Bingo Billions or applicable third parties. Any derivative works or modifications of these materials are also the property of Bingo Billions or applicable third parties. Bingo Billions retains all rights regarding the above.

9.2 You agree not to use, copy, reproduce, sell, license, rent, modify, distribute, copy, transmit, publish, publicly display, publicly perform, adapt, edit, or create derivative works from any of the above materials or any content accessed through the Services. Except for the rights to use the Services under the Terms, no other rights or licenses are granted, whether express or implied.

9.3 You may choose to, or we may invite you to, provide feedback on the Services ("Feedback"). By submitting Feedback, you agree that it is unsolicited and without obligation on Bingo Billions. Bingo Billions may use or disclose your Feedback without any additional compensation.

9.4 The Services may include software components licensed from third parties, including open-source software ("Third Party Components"). If any Third Party Components are subject to third-party software licenses, including open-source licenses, the terms of those licenses apply separately from these Terms.

9.5 Subject to the Terms, we grant you a personal, non-exclusive, non-transferable, non-assignable, non-sublicensable license to: (a) view the Website; (b) install and run the Games on a device owned or controlled by you, solely to access and use the Services in accordance with the Terms and as long as your Account remains active.

9.6 You acknowledge that you are receiving only licensed rights. You may not network the Services across devices, reverse engineer, decompile, disassemble, re-engineer, or attempt to create the source code of the software. You may not use the Services to create derivative works or for any unauthorized purpose. You are responsible for all use of the Services under your control.

10. Virtual Items

10.1 Bingo Billions may provide you with the opportunity to create or earn virtual items, such as avatars, tokens, trophies, points, or goods (collectively referred to as “Virtual Items”) through Winnings, Promotions, or other means, solely for use within the relevant Services (including games, competitions, or tournaments). You acknowledge that all Virtual Items are generated within the Games and/or Services, and as such, we hold exclusive ownership of all Virtual Items.

10.2 You agree that Virtual Items may only be obtained directly from us and not from third parties. Virtual Items can only be acquired and maintained by individuals who legally reside in jurisdictions where the Services are available.

10.3 You understand that you do not "own" the Virtual Items. By creating or earning Virtual Items, you are granted a limited, revocable license to a digital product, solely for use within the Services. This license is personal to the Account holder and cannot be sold, transferred, assigned, gifted, traded, or sublicensed, whether for money or any other value. Virtual Items cannot be transferred due to death, as part of domestic matters, or by operation of law. You are prohibited from combining, transferring, or sharing Virtual Items with other Account holders.

10.4 Any attempt to transfer, sell, or engage in activities related to Virtual Items in violation of these Terms may result in the termination of your Account, a lifetime ban from using the Services, and/or legal action. We reserve the right to take any further actions we deem appropriate if we determine, at our sole discretion, that a violation has occurred.

11. Winnings, Account Funds and Payments

11.1 In connection with the Services, you may be required to pay entry fees for certain competitions and tournaments (“Entry Fees”). These fees will be clearly disclosed to you before entry. ALL ENTRY FEES ARE IN U.S. DOLLARS, MUST BE PAID IN ADVANCE, AND ARE NON-REFUNDABLE. By entering a competition or tournament, you agree to pay the applicable Entry Fees. We may adjust the Entry Fees at our discretion, but changes will not affect any prior purchases.

11.2 By providing us with a payment method, you: (a) confirm you are authorized to use the payment method provided, and that the payment details you provide are accurate; and (b) consent to being charged for the Services using this method. We may charge you: (i) in advance; (ii) at the time of purchase; or (iii) shortly after purchase. If you believe there was an error in the payment of any Entry Fees, you must notify us within 30 days of the error. We will investigate the charge, but failure to notify us within this period means we are not liable for correcting the error or issuing a refund. If a fee error is identified, we will correct it within 90 days. You will be responsible for covering any reasonable costs associated with collecting past due payments, including legal fees.

11.3 If you participate in a competition or tournament without depositing U.S. Dollars into your Account, you are considered a "free player" for that event. If you participate in a competition that requires an Entry Fee in U.S. Dollars ("Cash Competition"), you are classified as a "Cash Player." Cash Players acknowledge that we may change the following at our sole discretion without notice: (a) the method for evaluating funds; and (b) withdrawal-related rules, including minimum withdrawal amounts, methods, and fees. For withdrawal requests, you may need to provide personal and payment information for example but not limited to: your full name, your permanent residential address, your phone number, and your credit card or other payment information. We may request this information to verify your identity and assess the transaction risk associated with your payment method. If you deposit via credit card, we may request authorization from your issuing bank for at least ten U.S. Dollars (US$10.00), even if the amount charged is lower. If you request a withdrawal, you may be asked to submit your Social Security Number or other identifying details, failure of which may delay or prevent processing of your Winnings. You are responsible for any additional fees your personal accounts (bank, PayPal, etc.) may incur during these transactions. We are not responsible for paying those fees and/or commissions even if such fees and/or commissions exceed the withdrawn amount itself.

11.4 If you participate in Cash Competitions, you may win Winnings, subject to the terms of these Terms and your performance in such events.

11.5 From time to time, at our discretion, we may offer free bonus funds and credits (“Bonus Funds”) as part of the Services. Bonus Funds can be used for entering Cash Competitions but cannot be withdrawn or used for other services. Upon entering a Cash Competition, we may deduct the Entry Fee from your Bonus Funds. If Bonus Funds are the only currency in your Account, they will be used to pay Entry Fees. Any Bonus Funds used to pay an Entry Fee will be returned to you if you win the competition, with any additional Winnings paid in U.S. Dollars. If you withdraw funds from your Account, you forfeit any remaining Bonus Funds. If you do not enter any Cash Competitions for ninety (90) days, any remaining Bonus Funds will be forfeited.

11.6 You are fully responsible for all deposits, charges, and withdrawals under your Account, including unauthorized transactions, which may be subject to fees.

11.7 Cash Players may request a withdrawal of funds from their available balance at any time. Virtual Items and Bonus Funds cannot be withdrawn. Processing withdrawal requests may take up to ninety (90) days, and we may freeze your Account or delay processing if an investigation is required (e.g., suspected fraud or eligibility verification or to comply with applicable laws).

11.8 If you close your Account, any funds, including Winnings, will be forfeited. If you wish to withdraw funds before closing your Account, you must request this before termination. If we terminate your Account due to a violation of the Terms (as determined at our discretion), your funds may be forfeited.

11.9 If your Account remains inactive for six (6) months or more, we reserve the right to charge a Monthly Maintenance Fee of US$2.00. If inactivity continues for twelve (12) months, we may close your Account.

11.10 Except where required by law, all fees are final, and no refunds will be issued.

11.11 If you are eligible for Winnings, we may require proof of eligibility. Failure to provide satisfactory proof may result in the forfeiture of your Winnings. If Winnings are awarded in error, we may request their return or reverse the payment. We may also adjust payments without notice for overpayments.

11.12 Competition and tournament results, along with Winnings, are based on final scores upon competition conclusion. Once reviewed, results are final, and no changes will be made unless determined by Bingo Billions.

11.13 By using the Service, you permit us, at our sole discretion, to use a record of your gameplay in any competition or tournament and your resulting scores and statistics ("Historical Playthrough") for any purpose, including to improve the Service, to detect fraud and to match with other players. You also acknowledge and agree that when you use the Service to enter a competition or tournament and try to win a prize, you may be matched with another player's Historical Playthrough for the purposes of determining the outcome. Whether or not you win a prize in any competition or tournament is based on whether your score is higher than the other player(s) in the game, regardless of whether you are competing against the score of another live player or the score of another player’s Historical Playthrough; the goal is to achieve the highest score so as to beat the score(s) of the other player(s) in the game. The profile displayed for a Historical Playthrough will be generated by Bingo Billions; it will not be the profile of the player whose record was used for the Historical Playthrough.

11.14 Our algorithms are designed to establish the same game setup parameters for each player in the same competition or tournament. Therefore, whether you are matched against a recorded gameplay of a real player or the live gameplay of a real player, you play under the same game setup parameters as every other player in the same competition or tournament. If you beat the score(s) of the other player(s) in the competition or tournament, and are otherwise eligible for a prize, you will win that prize, regardless of whether you were competing against other live player(s) or any Historical Playthroughs. If the score(s) of any Historical Playthroughs that are in the competition or tournament are winner(s) of that game, the prize will be reserved and awarded through our periodic live-player-only tournaments.

11.15 Bingo Billions reserves the right to cancel competitions or tournaments at any time. In such cases, all Entry Fees will be refunded unless otherwise stated in the rules.

11.16 Some competitions and tournaments may offer Guaranteed Winnings, which will be disclosed in the relevant rules. By participating, you agree to comply with those rules in addition to these Terms.

11.17 You must notify us promptly of any changes to your payment method, such as credit card number, expiration date, or billing address. We are not liable for any loss caused by any unauthorized use of your credit card or other method of payment by a third party in connection with the Services. Any attempt to commit fraud through the use of credit cards or other methods of payment, regardless of the outcome, or any failure by you to honor legitimate charges or requests for payment, may result in immediate termination of your Account, forfeiture of Winnings, and pursuit of civil litigation and/or criminal prosecution

11.18 If your Winnings exceed US$600 in a calendar year, we may issue tax forms and/or withhold required amounts in accordance with applicable laws. You remain responsible for paying all taxes related to your Winnings.

12. Copyright Notification – Digital Millennium Copyright Act Notice

12.1 If you believe that something on the Services infringes your copyright or the copyright of someone you are authorized to represent, please report the alleged infringement to us and provide the following details: (a) a physical signature from the individual authorized to act on behalf of the copyright or intellectual property owner; (b) a description of the copyrighted work or intellectual property you believe has been infringed; (c) a description of where the allegedly infringing material can be found within the Services (such as a game, feature, or level); (d) your address, phone number, and email address; (e) a statement from you affirming that you believe in good faith the disputed use is not authorized by the copyright owner, its agent, or the law; and (f) a statement made under penalty of perjury that the information in your notice is accurate and that you are either the copyright holder or authorized to act on behalf of the copyright holder.

12.2 If you believe that your content was removed mistakenly in response to a copyright notice, you can submit a counter-notice with the following written details: (a) a physical or electronic signature; (b) identification of the removed content or the content whose access has been disabled, and where the content appeared before removal or restriction; and (c) a statement under penalty of perjury that you believe in good faith the content was removed or disabled due to a mistake or misidentification.

12.3 Our designated agent for receiving notices of copyright or other intellectual property infringement can be contacted at: (a) by mail: 4690 Millennium Drive, Belcamp, MD, Attn: Bingo Billions Compliance Department; or (b) by email: legal@bingobillions.com.

12.4 You agree to defend, indemnify, and hold harmless each Bingo Billions Entity from any damage, loss, claims, injuries, demands, liabilities, costs, or expenses, including reasonable attorneys' fees, arising from: (a) your use of the Services; (b) any breach of these Terms (including any representations and warranties), such as (i) any data or content transmitted or received by you; (ii) any violation of third-party rights, including privacy, publicity, or intellectual property rights; (iii) any breach of law, regulation, or rule applicable to you or Bingo Billions; (iv) any consequences from your User Content or other Content; or (v) any third party’s use of the Services with your account details.

12.5 You are solely responsible for your interactions with other users of the Services and any third parties you interact with through the Services. While we reserve the right to get involved, we are under no obligation to do so. If a dispute arises with one or more users, you agree to release and indemnify each Bingo Billions Entity from any damage, loss, claim, injury, demand, liabilities, costs, or expenses, including damages for loss of profit, goodwill, use, or data, arising out of or related to such disputes.

13. Miscellaneous Terms

13.1 Term and Termination. You may terminate your Account at any time and for any reason by sending us a support request at legal@bingobillions.com or following the instructions provided on the Website. Upon termination of your Account, you must immediately discontinue use of your Account and all other Services. Immediately upon termination of your Account, all license and rights granted to you under the Terms automatically terminate. Any and all terms and conditions within the Terms that should, by their nature, survive termination of the Terms, will survive such termination, including but not limited to Sections 7, 8.2, 8.3, 8.4, 13.2, 13.3.

13.2 DISPUTE RESOLUTION, GOVERNING LAWS AND AGREEMENT TO ARBITRATE ON AN INDIVIDUAL BASIS

PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT REQUIRES YOU AND BINGO BILLIONS TO ARBITRATE CERTAIN DISPUTES AND CLAIMS ON AN INDIVIDUAL BASIS AND LIMITS THE MANNER IN WHICH YOU AND BINGO BILLIONS CAN SEEK RELIEF FROM EACH OTHER.

By agreeing to these Terms, you and Bingo Billions agree that any and all past, present and future disputes, claims or causes of action between you and Bingo Billions arising out of or relating to these Terms, the Service, the formation of these Terms, our relationship or any other dispute between you and Bingo Billions or any of Bingo Billions' licensors, distributors, suppliers or agents (including but not limited to any application store or platform from which the Service is accessed or downloaded), and whether arising prior to or after your agreement to this Section, (collectively, “Dispute(s)”) will be governed by the procedure outlined below. You and Bingo Billions further agree that, except solely as set out in Section 13.7 below, any arbitration pursuant to this Section shall not proceed as a class, group, mass or representative action.

“Country of Residence” for purposes of this Section 13 means the country in which you hold citizenship or legal permanent residence, as well as any country from which you regularly access and use the Service. If more than one country meets that definition for you, then your country of citizenship or legal permanent residence shall be your Country of Residence, and if you have more than one country of citizenship or legal permanent residence, it shall be the country with which you most closely are associated by permanent or most frequent residence.

If your Country of Residence is in the European Economic Area, no provision in this Section 13 shall exclude or restrict any of your statutory rights you may have as a consumer.

13.2.1 Governing Law.

1. If your Country of Residence is the United States, these Terms, your use of the Service, any Dispute and our entire relationship will be interpreted in accordance with and governed by the laws of the State of Israel without regard to conflict- or choice-of-law principles. The agreement to arbitrate contained in this Section 13, its scope and its enforcement shall also be governed by the United States Federal Arbitration Act without regard to conflict- or choice-of-law principles.

2. If your Country of Residence is not the United States these Terms, your use of the Service, any Dispute and our entire relationship, including the arbitration agreement contained in this Section 13, will be interpreted in accordance with and governed by the laws of the State of Israel without regard to conflict- or choice-of-law principles.

13.2.2 Informal Dispute Resolution.

Bingo Billions wants to address your concerns without needing a formal legal case. Before filing a claim against Bingo Billions (whether in arbitration or, as permitted, in litigation), you agree to try to resolve the Dispute informally by contacting legal@bingobillions.com and engaging in a good-faith effort to resolve your Dispute with us. Similarly, Bingo Billions will undertake reasonable efforts to contact you (if we have contact information for you) to resolve any claim we may possess informally before taking any formal action. If a dispute is not resolved within 30 days after the email noting the Dispute is sent, you or Bingo Billions may initiate an arbitration proceeding as described below.

13.2.3 Limitations Period.

You must initiate any Dispute within the earlier of (i) one year of becoming aware, or (ii) one year of when you reasonably should have become aware, of the basis for such Dispute.

13.2.4 We Both Agree To Arbitrate.

By agreeing to these Terms, you and Bingo Billions each and both agree to resolve any Disputes through final and binding arbitration as discussed herein, except as set forth under “Exceptions to Agreement To Arbitrate” below.

13.2.5 Opt-out of Agreement to Arbitrate.

You may decline this agreement to arbitrate by contacting legal@bingobillions.com within 30 days of first accepting these Terms (or any subsequent version of these Terms that materially amends this Section 13) and beginning to use the Service, and stating that you (include your first and last name) decline this arbitration agreement. By opting out of the agreement to arbitrate, you will not be precluded from using the Service, but you and Bingo Billions will not permitted to invoke the mutual agreement to arbitrate to resolve Disputes under the terms otherwise provided herein. For avoidance of doubt, in the event you exercise your right to opt out of the agreement to arbitrate, those limitations and restrictions applicable to litigation that are set out in subsections 13.1, 13.2, 13.3, 13.9 and 13.11 of this Section 13 shall continue to apply to you. In addition, if you opt out of this agreement to arbitrate and at the time of your receipt of these Terms you were bound by an existing agreement to arbitrate disputes arising out of or related to your use of or access to the Service, that existing arbitration agreement will remain in full force and effect. In other words, if you are bound by an agreement to arbitrate at the time you opt out of this one, that prior agreement to arbitrate will continue to apply to you.

13.2.6 Arbitration Procedures and Fees.

1. If your Country of Residence is the United States, you and Bingo Billions agree that JAMS will administer the arbitration under its Streamlined Rules in effect at the time arbitration is sought (“JAMS Rules”). Those rules are available at http://www.jamsadr.com. Arbitration will proceed on an individual basis and will be handled by a sole arbitrator in accordance with those rules; provided that the parties shall be presented with a list of five potential arbitrators and shall rank those potential arbitrators in order of preference. JAMS shall select the arbitrator with the highest combined preference (e.g., if both parties select a potential arbitrator as their top preference, that arbitrator will be selected). You and Bingo Billions further agree that, unless and only to the extent prohibited under JAMS Rules, the arbitration will be held in New York, New York, or, at your election, will be conducted telephonically or via other remote electronic means. The JAMS Rules will govern payment of all arbitration fees. The arbitrator shall be authorized to award any remedies, including injunctive relief, that would be available to you in an individual lawsuit and that are not waivable under applicable law.

2. If your Country of Residence is not the United States, you and Bingo Billions agree that the Center of Arbitration and Dispute Resolution (www.israelcourts.co.il (“CADR”) will administer the arbitration, which shall be conducted in accordance with its rules in effect at the time arbitration is sought, and in accordance with the Israeli Arbitration Law, 5728-1968, as amended. Arbitration will proceed on an individual basis and will be handled by a sole arbitrator in accordance with those rules. You and Bingo Billions further agree that the arbitration will be held in English and in Tel Aviv-Jaffa (Israel), or, if you so elect, all proceedings can be conducted telephonically or via other remote electronic means. The CADR rules will govern payment of all arbitration fees.

3. All arbitration proceedings and resulting awards conducted pursuant to Section 13 shall be confidential. Any such award may not be disclosed to third parties other than to a party's legal, accounting or financial advisors (each of whom shall be subject to that same confidentiality obligation) except (i) by either party in support of its pursuit or defense of its legal rights or obligations in another litigation or arbitration (whether involving the same or different parties), (ii) to the extent disclosed in connection with a petition or motion to confirm, enforce or recognize the award or (iii) otherwise as required or permitted by applicable law.

13.2.7 Appeals.

You and Bingo Billions agree that any award issued by an arbitrator pursuant to this Section 13 may be appealed in accordance with the JAMS Optional Arbitration Appeal Procedures at either party’s election.

13.2.8 Batch Arbitration.

To increase efficiency of resolution, in the event 25 or more similar arbitration demands against Bingo Billions (including its subsidiaries or affiliates), presented by or with the assistance of the same law firm or organization or group of law firms or organizations acting together, are submitted to JAMS, the JAMS Mass Arbitration Procedures and Guidelines (“JAMS Mass Rules”) shall apply. In such event, the JAMS Process Administrator (as described in the JAMS Mass Rules) shall have the authority to implement the procedures set forth in the JAMS Mass Rules, including the authority to batch together individual arbitration demands into a single coordinated proceeding. Arbitrators appointed in accordance with this Section 13.8 must be retired judges with experience arbitrating or mediating disputes. All provisions of this Section 13 that are not in conflict with the JAMS Mass Rules, including the appointment process for the arbitrators, shall continue to apply.

13.2.9 Class Action Litigation and Collective Arbitration Waiver.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW (AND EXCEPT AS EXPRESSLY PROVIDED IN SECTION 13.8), NEITHER YOU NOR BINGO BILLIONS SHALL BE ENTITLED: TO CONSOLIDATE, JOIN OR COORDINATE DISPUTES BY OR AGAINST OTHER INDIVIDUALS OR ENTITIES; TO PARTICIPATE IN ANY GROUP, CLASS, COLLECTIVE OR MASS ARBITRATION; TO ARBITRATE OR LITIGATE ANY DISPUTE IN A REPRESENTATIVE CAPACITY, INCLUDING AS A REPRESENTATIVE MEMBER OF A CLASS; TO ARBITRATE OR LITIGATE ANY DISPUTE IN A PRIVATE ATTORNEY GENERAL CAPACITY; OR OTHERWISE TO SEEK RECOVERY OF LOSSES OR DAMAGES (WHETHER FOR YOURSELF OR OTHERS) INCURRED BY A THIRD PARTY. IN CONNECTION WITH ANY DISPUTE (AS DEFINED ABOVE), ANY AND ALL SUCH RIGHTS ARE HEREBY EXPRESSLY AND UNCONDITIONALLY WAIVED. ANY CHALLENGE TO THE VALIDITY OR ENFORCEABILTY OF THIS SECTION 13.9 SHALL BE DETERMINED EXCLUSIVELY BY THE ARBITRATOR. NOTWITHSTANDING ANYTHING TO THE CONTRARY SET FORTH IN THESE TERMS, IN THE EVENT ALL OR ANY PORTION OF SUBSECTIONS 13.7, 13.8 OR 13.9 OF THIS SECTION 13 IS FOUND TO BE INVALID OR LESS THAN FULLY ENFORCEABLE IN A PARTICULAR DISPUTE, THEN THE PARTIES’ AGREEMENT TO ARBITRATE (BUT NOT THOSE LIMITATIONS AND RESTRICTIONS APPLICABLE TO LITIGATION THAT ARE SET OUT IN SUBSECTIONS 13.1, 13.2, 13.3, 13.9 AND 13.11) MAY BE DEEMED VOID AND AS HAVING NO EFFECT FOR PURPOSES OF THAT DISPUTE, UPON EITHER PARTY'S ELECTION.

1. Assignment of Rights. You may not transfer, assign, sub-license, or pledge in any manner whatsoever your Account or any of your rights or obligations under the Terms. Bingo Billions may freely transfer, assign, sub-license, or pledge in any manner whatsoever any of its rights and obligations under the Terms or any part thereof, without notifying you or receiving your consent.

2. Notification Procedures. Bingo Billions may provide notifications, whether such notifications are required by law, the Terms, or are for marketing or other business-related purposes, to you via email notice, written or hard copy notice or through posting of such notice on the Website. All notices given by you or required from you under the Terms shall be in writing and emailed to: legal@bingobillions.com, except notice of claims of copyright or other intellectual property infringement, which may be submitted by mail or email according to Section 12.3. Any notices that you provide without compliance with this section on notices shall have no legal effect.

13.2.10 Exceptions to Agreement to Arbitrate.

Notwithstanding the other provisions of this Section 13, either you or Bingo Billions may bring an action in a court authorized by Section 13.11 for temporary injunctive relief until an arbitrator has been empaneled and can determine whether to continue, terminate or modify such relief. Additionally:

1. If your Country of Residence is the United Kingdom, Switzerland or in the European Economic Area, notwithstanding your and Bingo Billions’s agreement to arbitrate Disputes, either you or Bingo Billions also may assert claims, if they qualify, through the small claims process in the courts of your Country of Residence. If your Country of Residence is in the European Economic Area, you may also use the Online Dispute Resolution platform offered by the European Commission https://ec.europa.eu/consumers/odr/ . Please note that Bingo Billions shall not be required to use this or any other alternative dispute resolution platform.

2. If your Country of Residence is not the United States, the United Kingdom, Switzerland or in the European Economic Area, notwithstanding your and Bingo Billions’s agreement to arbitrate Disputes, either you or Bingo Billions may also assert claims, if they qualify, through the Small Claims Court in Tel Aviv-Jaffa, Israel, or if a court in your Country of Residence would not recognize such a requirement (notwithstanding the provisions of this Section), then in a small claims court or the equivalent in your Country of Residence.

13.2.11 Judicial Forum for Disputes.

Except as otherwise required by applicable law or provided in this Section 13, in the event that you properly opt out of the agreement to arbitrate or the agreement to arbitrate is found not to apply to you or your claim or Is otherwise deemed void or unenforceable, you and Bingo Billions agree that any judicial proceeding may only be brought in a court of competent jurisdiction in Tel Aviv-Jaffa, Israel. Both you and Bingo Billions consent to venue and personal jurisdiction there. You and Bingo Billions further agree that either of us may move to compel arbitration or to enforce or compel an arbitral award before any court of competent jurisdiction.